Financial assistant on WhatsApp

Are you disciplined with your money? Relax. We've got the solution.

Spent money, got paid or have a bill due? Just send a message. Regrado understands text, audio and receipt photos, logs it in the right category, reminds you at the right time and gives you your balance. No spreadsheet, no new app to download.

Works with the number you already use

WhatsApp online
spent 50 on gas
✅ Expense Logged: 📝 Description: Gas
💸 Amount: -$50.00
🚗 Category: Transportation
balance
📈 Result for the month: $2,552.70
💰 Money in: $5,400.00
📤 Money out: $2,847.30
Text, voice, photoThree ways to log it
No installationRuns on WhatsApp
The whole familyOne account for everyone
24 hoursh a dayReplies instantly

How it works

Three ways to use it. None takes work.

You don't learn any commands. Write as you'd talk to someone, send a voice message or take a photo of the receipt. The AI understands what it is: an expense, income, balance or report.

/01

Write it your way

No menus or commands: send it just as you'd say it to someone.

/02

Send a voice note

No typing: speak, and Regrado transcribes, understands and logs it.

/03

Snap the receipt

No copying amounts: AI reads the photo, finds the total and logs it instantly.

One account, all categorized
Internet · Vivo Fibra
Home · logged by text
− $89.90
Lunch
Food · logged by voice
− $42.00
Grocery
Food · receipt scan
− $317.45

The other side

Whenever you want the big picture, it's all there.

The conversation is the starting point, not the limit. Every message becomes an entry in the web dashboard, with its category, card, reports and history, in your browser or on your phone.

Examplesample data, the real dashboard shows what you've logged.

Discipline that works for you

What Regrado does on its own.

Recurring bill alerts

"Remind me about rent on the 10th." It repeats monthly and nudges you before it's due.

Goals with progress tracking

Set how much you want to save, and Regrado shows your progress with every entry.

Family group

Everyone logs to the same account, each with their own access, and the monthly view stays in one place.

Cards and categories

Your categories, your way. Each expense goes where it fits your life.

Reports by period

"How much did I spend this week?" Today, week, month or any range you choose.

Several expenses in one voice note

"25 on bread, 80 on gas and 40 at the pharmacy." It splits each expense and logs them one by one.

Installments by month

"I paid in 4 installments of 300." The full purchase is saved, and only the corresponding installment is recorded each month.

Monthly spending cap

Set how much you can spend. Go over the cap and it alerts you instantly, just once, no lecture.

Subscriptions and monthly bills

Mark an expense as recurring and it automatically creates an alert for the next charge.

Fixes and undoes entries in chat

"It was 45, fix it." "Undo the last one." It fixes the entry without you opening anything.

Learns your words

Teach it that "iFood" means Food and "purple" means your card. From then on, it categorizes things your way.

Today's schedule in one question

"What do I have today?" Bills, installments and dated commitments in one answer.

Why Regrado

Others need commands. Regrado gets you.

Spreadsheets demand discipline, apps demand screens and bots demand syntax. Regrado only asks you to talk as you normally do: it logs, reminds, corrects and organizes, on WhatsApp or outside it. Below is what each option usually offers. Features vary by product.

Spreadsheet
Finance app
WhatsApp bots
Regrado
Understands audio, photos or textin the same chat
Typing only
Some read receipts
Sometimes audio, not always photos
Audio, photos and text
Logs it your wayin natural language
Cell by cell
Field by field
Simple phrases
"Lunch 32" is enough
No buttons or menus to confirm
Taps and screens
Buttons & menus
Send it, done
Alerts that follow up and repeatautomatic
You remember
App notification
Some do
On WhatsApp and the app
Installments and subscriptions by monthwithout logging them again
Line by line
In some
Some do
Auto
Fixes and undoes entries in chat
Find and edit
Edit on screen
Last one
"It was 45, fix it"
Nothing to install or learn
Install and master
Install and learn
Lives in your WhatsApp
Its own chat and app, plus WhatsApp
App only
WhatsApp only
In-app chat and installable app
Family on the same accounteach on their own number
Shared file
Separate family plan
Some do
Included
Take your data anytimewithout asking anyone
You own the file
Depends on the plan
Stays in the chat
Spreadsheet (CSV), in one tap
Try before you buyno sign-up or card
Free, but you do the work
Trial requires a card
Varies by bot
7 days, just say hi
One price, everything includedand always improving
License and your time
Plans and add-ons
Feature-based plans
$9.90 a month

No spreadsheets, no guilt

Being disciplined with your money is now easy.

Send a message just as you'd talk to someone. We'll handle logging, categorizing and adding it up.

Start right away

Say hi on WhatsApp and your trial starts right away. No sign-up, no card.

Sign-up
none
Card
no need
Trial
7 days

Fits your needs

Use it for a trip, one category or the whole month. You decide what goes in and when.

Start
anytime
Categories
yours
Delete the account
from the dashboard

The whole family

Everyone logs from their own number, with their own access, and the month appears in one place.

Who logs
everyone
Which number
their own
Monthly view
one

One place

WhatsApp, in-app chat and the web dashboard show the same conversation and history.

History
one
Web dashboard
included
If WhatsApp goes down
in-app chat

How much is it?

Discipline costs only

$9.90/mo

Billed in US dollars: $9.90

All included each month:WhatsApp, dashboard, alerts and monthly summary.

  • 7 days free
  • no card
  • cancel anytime

For comparison

The same price, three time frames

promotional price
  • Per day$0.33less than a bread roll
  • Monthly$9.90less than a streaming plan
  • Per year$118.80less than dinner for two
01Do I need a card for the trial?

No. Send the first message and your 7-day trial starts right in the conversation, with no sign-up, card or form. You can use everything during those days. If you don't want to continue, just stop messaging. You won't be charged.

02Who is Regrado for?

For anyone who wants to manage the entire month or just one thing. Some use it to remember bills, others track only the month's gas or a trip, and others log everything. It adds up whatever you send.

03Do I need to learn commands?

No. Write as you'd talk to someone: "lunch 32", "got 2,000 from my paycheck", "how much did I spend this week?" You can send a voice message or a receipt photo. If anything is missing, like the amount, it asks instead of logging it wrong.

04Does it remind me about my bills?

Yes. "Remind me about rent on the 10th of every month" creates the event, and it alerts you on WhatsApp on the day and time you set, every month. Mark an expense as a subscription or monthly bill, and it automatically schedules the alert for the next charge.

05And installments?

"I paid in 4 installments of 300" is enough. The full purchase and every installment are saved, and each month gets only that month's installment without you logging it again. And "what do I have today?" shows the installments due alongside your bills.

06Does it work with credit cards?

Yes. Add the card and set one as default so you don't have to name it with every purchase. A credit card purchase doesn't come out of your balance right away: it goes on the open credit card bill and is only deducted when you mark the bill as paid.

07Can I set a spending cap?

Yes. Set a cap for the month, overall or by category, even in the chat: "I can only spend 1,000 on food." Go over it and Regrado alerts you instantly, just once, no lecture. It's a way to keep the month in check without doing math in your head.

08Does it help me save money?

Yes. In the dashboard, set a goal with the amount you want to save and a deadline. Regrado shows your progress with every entry. Goals with deadlines also go on your schedule alongside bills and installments so they don't get forgotten.

09How can I see where my money went?

Ask in the chat: "how much did I spend on groceries this month?", "what was my biggest purchase?" and "weekly summary". It answers instantly using your history. And the web dashboard shows monthly charts and spending by category.

10What if I log it wrong?

Tell it in the chat: "it was 45, fix it," "undo the last one" or "delete yesterday's lunch." It fixes, undoes or deletes it instantly and confirms what it did. No hunting for the entry on a screen or starting over.

11Does it learn how I talk?

Yes. Teach it your words: "iFood" means Food, "purple" means your card. From then on, whenever the word appears in a message, it categorizes things your way without asking. It also understands free-form text, audio and slang.

12Does it work for the whole family?

Yes. Each person logs from their own WhatsApp number with their own access, and everything goes into the same account. Everyone shares one monthly view with the household total, so no one has to report expenses at the end of the month.

13Do I need to install anything?

No. It works through WhatsApp, which you already use. There's no new app. When you want reports and charts, just open the web dashboard using the same number. And if you'd like a shortcut on your phone, the in-app chat becomes a lightweight app.

14Is there an app?

There's something better: an app that doesn't come from the store. The in-app chat is a PWA: open it, tap Install app in the menu and it gets a home screen icon, opens full screen and sends notifications, without a download or weighing down your phone.

15Is my data secure?

Regrado doesn't connect to your bank or read statements. Only what you send goes in, with each customer's data kept separate. Everything saved is visible in the dashboard, and you can fix or delete it anytime: ask in the chat and it takes effect immediately.

16How much and how do I pay?

$9.90 a month, including WhatsApp, in-app chat, dashboard and alerts, with no commitment. When the 7 days end, it lets you know on WhatsApp and shows you how to continue. Pay by card, in US dollars, and cancel anytime.

FAQs

Questions we always get.

Straight answers, no runaround. If yours isn't here, message us on WhatsApp.

Built-in Plan B

WhatsApp down?

There's a full chat inside the system, with text, voice recording through your microphone and photo uploads. The history is the same: no matter where the message comes in, it all stays in one place.

RegradoIn-app chat: works even if WhatsApp goes down
⏰ Event Created:📝 Description: Pay rent
📅 When: 10/10/2026
paid rent just now, 1,850
✅ Expense Logged:📝 Description: Rent
💸 Amount: -$1,850.00
🏠 Category: Housing

You live.
We organize.

Start with the free trial and send your first message today. If it doesn't make a difference this week, simply stop messaging.

More life, fewer spreadsheets